InPro handles every stage of the contents claim lifecycle — from first notice of loss through to a defensible, carrier-ready Schedule of Loss.
Whether we're attending the loss site or cleaning up a file you've received, the methodology and output standard are identical.
InPro specialists attend the loss location, photograph every item, and build a complete inventory from the ground up. Every item is described, classified, sourced, and priced before it reaches the carrier.
Every room photographed and catalogued systematically. Nothing overlooked.
Whether fire, water, theft, or catastrophe — we build the inventory regardless of loss visibility.
Chain of documentation established at the source — no assumptions, no gaps.
All fields populated, formatted for direct carrier use.
Depreciation applied per category with structured, defensible methodology.
Every priced item includes a Canadian retail source URL.
Specialist sign-off on every file before delivery. No automated output.
Any format — handwritten, Word, Excel, or scanned.
We review, question, and validate — nothing is accepted at face value.
We extract itemized detail from images — even poor quality or partial coverage.
We work from whatever exists. The output standard doesn't change.
You send us the inventory — we return a clean, priced, carrier-ready schedule. Contractor lists, insured-submitted schedules, photos, or partial data. We normalize everything to the same output standard.
Items are verified against known facts — income, household profile, property type. No blind acceptance.
Vague line items like "kitchen contents" are broken into individual, priceable entries.
Every item priced against Canadian retail. No US substitutions.
Replacement Cost Value and Actual Cash Value calculated per line item using structured depreciation methodology. Canada-first LKQ sourcing — major retailers first, specialty vendors second, allowance-based third. eBay and secondhand markets are last resort only.
Fine art, jewellery, watches, collectibles, musical instruments, electronics, and specialty items require dedicated research beyond standard retail sourcing. InPro applies specialized sourcing methodology and supporting documentation for each high-value item.
Large-scale events require consistent methodology at volume. InPro provides scalable catastrophe claim support with the same output standard applied to every file — regardless of volume or timeline pressure. Ideal for carriers managing post-CAT surge.
When a contents claim becomes contested, the quality of the underlying documentation determines the outcome. InPro provides litigation-ready Schedule of Loss analysis, expert engagement for formal appraisal proceedings, and technical support for legal counsel and carriers.
Submit your claim through our secure portal and our team will follow up within one business day.